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The rising cost of living

Energy, food, rent and fuel prices have been going up. Here, you'll find ideas on how to cut back on spending and ways to reduce the stress.

Dealing with rising living costs

If you’re worried about your budget being squeezed by higher household bills and everyday costs, we have some tools and ideas that could help to ease the rising cost of living.

Dealing with financial difficulty 

If you've missed a bill or payment, or think you might, it's important you let us know as soon as possible. We could offer you support to help you better manage your finances.

Support and money management

Manage your debt

Read our guides to help reduce debts to start saving, so you can take control of your finances.

Payment support guide

Temporary arranged overdraft support

We can no longer accept applications for temporary pricing support on arranged overdrafts as the deadline for new applications was 27 April 2024.

Temporary overdraft support


Tools to help you


Spending Insights 

If you're looking for tools to help you manage your money, Insights in our App categorises your transactions so you can see how much you're spending, on what, and who with, each month.

More about spending insights

Online webinars

Our amazing colleagues at HSBC are hosting a range of online webinars to help you navigate the rising cost of living, how to make the most of your money and more.

Register to attend

Budget planner

Take control of your spending with our budget planner. It’ll help you work out where your money goes, and see if you can start saving more.

Work out your budget


Explore more


How to reduce energy costs 

In a bid to look after the pennies, we want to share some of our favourite tips that are quick and easy to use and could help to you to have a bit of extra change in your pocket.

More about ways to save

Benefit calculator

Billions of pounds of government benefits and allowances go unclaimed every year. One of the reasons is many people don't realise they qualify for them. Check what you're entitled to.

Benefit support calculator

Base Rate

Find out everything you should know about the Bank of England Base Rate, how it affects you and what to do when it changes.

Base Rate changes - how will they affect you