find the right savings account for you

Not everyone marches to the same beat, and our range of savings accounts reflect that. 

All our savings accounts are for existing 1st Account customers only.

Explore ways to save

Before you start comparing, we want to let you know that we’re reducing the interest rate on some of our products on 3 June 2025 and 21 July 2025. Please double check the interest rates before you apply.

Regular Saver Account

This savings account rewards you for being disciplined enough to not touch your money.
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Cash ISA

Saving money feels good. Doing it tax-free feels even better.
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Bonus Savings Account

Every month you leave your money untouched you get bonus interest.
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Fixed Rate Savings

Lock away a lump sum for a fixed term of up to 13 months.
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Savings Account

The savings account for everyday savers.
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Still unsure?

To compare all your options, take a look at our savings comparison table.
Compare savings accounts

Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000 or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. 

This limit is applied to the total of any deposits you have with the following: HSBC UK Bank plc and first direct. Any total deposits you hold above the limit between these brands are unlikely to be covered.