£175 for switching banks and we do the switching bit

You just need to be a new customer, deposit £1,000 in the first 3 months of opening an account, and use the Current Account Switch Service. Eligibility and T&Cs apply.

1.7 million customers, and loads of them have stayed with us for over a decade

Rated excellent on Trustpilot on 5 September, based on 18,785 reviews

Banking in black and white

  • Open an account in minutes
  • 24/7 award-winning service with real humans
  • No monthly fees

Your money, on your mobile

  • Saving and budgeting tools
  • Track your spending
  • Freeze and unfreeze your card
  • Secure log on
  • Simple help topics and live chat if you're having trouble

And that's not all we can offer

  • Savings accounts that really help you save, with interest
  • Credit cards for purchases and balance transfers
  • Tailored loans built for you
  • Mortgages that make you feel right at home
  • Insurance for protecting the things that matter most

Wherever you find yourself during the cost-of-living crisis, we're here to help you through it

Published August 2023

Independent service quality survey results

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found on the SQI page


See full results >

Sounds pretty good, right?

Check out our current account page for more on why we think you'll love our 1st account

Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000 or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. 

This limit is applied to the total of any deposits you have with the following: HSBC UK Bank plc and first direct. Any total deposits you hold above the limit between these brands are unlikely to be covered.