Can first direct change the interest rate?
No, once your account is opened the rate will remain fixed for the duration of the term.
Who can apply?
To take out a Fixed rate savings account, you must hold a first direct current account, which you must maintain for the duration of the fixed term. You must also be a UK resident and be at least 18 years old. Both sole and joint accounts are permitted.
Current Account holders
Give us a call to apply on 03 455 873 967
Don't have a Current Account with first direct?
This product is only available to first direct Current Account customers (you're more than welcome to join us!)
Dive into the Cash ISA Acount details- Cash ISA Key Facts and Terms and Conditions (PDF)
Dive into fixed rate savings Account details- Account Terms and Conditions and Charges (PDF, 111KB)
What first direct do with your account information- Privacy Notice (PDF, 63KB)
Take a look at a detailed breakdown of interest rates linked to your savings account -Interest Rate and Charges (PDF, 182KB) (For 1st Account charges refer to Account Terms and Conditions and Charges)
Financial Services Compensation Scheme Information Sheet and Exclusions List-UK FSCS Information Sheet and Exclusions List (PDF, 44KB)