Can first direct change the interest rate?
No, once your account is opened the rate will remain fixed for the duration of the term.
Who can apply?
To take out a Fixed rate savings account, you must hold a first direct current account, which you must maintain for the duration of the fixed term. You must also be a UK resident and be at least 18 years old. Both sole and joint accounts are permitted.
Current Account holders
Give us a call to apply on 03 455 873 967
Don't have a Current Account with first direct?
This product is only available to first direct Current Account customers (you're more than welcome to join us!)
Useful information
Dive into the Cash ISA Acount details- Cash ISA Key Facts and Terms and Conditions (PDF)
Dive into fixed rate savings Account details- Account Terms and Conditions and Charges (PDF, 111KB)
What first direct do with your account information- Privacy Notice (PDF, 63KB)
Take a look at a detailed breakdown of interest rates linked to your savings account -Interest Rate and Charges (PDF, 182KB) (For 1st Account charges refer to Account Terms and Conditions and Charges)
Financial Services Compensation Scheme Information Sheet and Exclusions List-UK FSCS Information Sheet and Exclusions List (PDF, 44KB)