Bonus Savings Account. A cash bonus - for doing nothing.
Because dipping into your savings can be tempting, our Bonus Savings Account rewards you for establishing virtuous saving habits.
What you need to know

Overview
- every month you leave your money untouched you get a bonus interest rate
- start saving from as little as £1 with no maximum limit
- access your money whenever you need to.

Interest rates
- every month you don't make a withdrawal you earn 4.00% AER (3.93% gross) on balances under £50,000 and 1.50% AER (1.49% gross) on balances over £50,000
- if you make a withdrawal the standard rate of 1.35% AER (1.34% gross) applies – this should help curb the temptation.

Eligibility
- you just need to be a UK resident and hold a first direct 1st Account
- our Bonus Savings Account can only be opened in sole names, with one account per person.