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Switch to first direct and get £175*

We know switching banks sounds like it'll be a nightmare, but we promise it's not.

With the Current Account Switch Service (CASS), choose a date and we’ll move everything over for you in just 7 working days. Any (unlikely) mistakes will cost us, not you.

Switch in Just 7 Days-We do everything we can to make the transaction as smooth as possible - you'll be surprised how little you actually have to do:

Open an account

Switching your everyday banking to your first direct account is easy, Once your first direct account is open, simply log into your first direct app, select the account you wish to transfer into, tap ‘switch to us’ from your account menu and follow the instructions. We will ask you for your account details, existing account details and preferred switching date.

We’ll let your old bank know

Once we've received your switch request and your current account is open, we'll let your old bank know you're moving.


We do the work

Your old bank will automatically send us details of your regular payments (Direct Debits, standing orders and bills).

We set up all the payments on your new first direct 1st Account, inform all your Direct Debit originators that you've moved banks and give them your new details, including your employer so your salary can be redirected. There is nothing at all for you to do, no calls or anything.

...and you're switched

On the date that you choose to switch, your old bank account will close and you'll be able to see the balance from your old account in your first direct 1st Account.

We'll contact you to let you know the move is complete. Don't be nervous that you barely had to do anything, it really is that easy.

Switching To Us

If your new bank or building society agrees, bank accounts that include an overdraft can switch using the Current Account Switch Service. And if you’d like to have an overdraft with your new bank account, speak to your new bank or building society before starting your switch. Your new bank or building society will be able to advise if you’re eligible for an overdraft, dependent on their lending criteria and your credit status.

If you're unhappy with any part of your switch, please visit our guide to making a complaint.


Before you apply

Before applying, please take the time to read through the following. You may wish to save some of these documents for future reference.

If you're not happy with your account, you have a 14 day period after you receive your welcome pack to close your account. Please see the first direct Account Terms and Conditions for full details.

first direct is a division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living outside of the UK. For more information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk.

first direct subscribe to the Lending Code. You can learn more about the Lending Code on the Lending Standards Board website.

For more information about accounts and other products you can refer to the Money Advice Service™ website.