*The rate for purchases is 0% interest for 17 months from opening your account. At the end of the promotional period the rate on the outstanding balance will change to the standard variable rate that applies at the time.
Gold Card - For Purchases
17 months* interest free on purchases
If you need to use a credit card, it makes sense to pay as little interest as possible. Take out a new first direct Gold Card today and pay 0% interest on all purchases for 17 months*.
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How to apply for a Gold Card
Logon to our App or Online Banking and go to ‘Products’.
If you would prefer to speak to us, please call us on:
Lines are open Mon to Thur 8am to 10pm, Fri 8am to 9pm, Sat 8am to 8pm, Sun 9am to 8pm.
New to first direct
Our exclusive Regular Saver Account is only available if you already have a first direct current account. Join us and get access to one of our best rates available to savers.
Before you apply
Please also read the following information before you apply:
If you know there are changes to your personal circumstances coming up - like maternity leave, a change in disposable income or a new job - or you are on a temporary or zero hours contract, please apply by telephone on 03 456 100 100.
This promotion is only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months. As you'd expect, credit is subject to status.
Who can apply?
All we ask is that you can say yes to everything below:
- You’re 18 or over
- You are a UK resident and live permanently in the UK
- You have an annual income/pension before tax of £6,800 or more
- You haven’t been declared bankrupt or registered for an Individual Voluntary Agreement in the last 6 years (or in the process of doing so.)