Pick a ‘starting point’
According to Dr Ranpura, the first step towards financial change is simply choosing when to start. Research shows that we really do find it easier to pick up a new habit when we recognise the starting date as significant.
Your start date could be:
- A big birthday
- New Year’s Day
- A new month
- A new job
- The day you move house
Any date that carries some significance to you is a great place to start.
Dr Ash explains that, “This artificial starting line creates a context for a new behaviour, and the brain adopts new actions more easily in a new context.” Let yourself start afresh, and put past financial mistakes behind you – pick a starting date that signifies a clean slate and a new era, and you could be more likely to succeed.
It’s suggested that we have an ‘activation energy’ that we use when we try to spark change in ourselves – and ensuring that you get off to a good start could ensure your activation energy is focused on achieving your goals, rather than just getting going.