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You’re the type that seems to have their life together

Disclaimer: The contents of this article are for general information purposes only and do not constitute financial advice. If you’re in any doubt about your finances, you should seek financial advice. The views and opinions expressed by Dr Oliver are those of the author and do not necessarily reflect the views or opinions of first direct.

The most financially confident out of all your friends. You love a challenge, and you love working towards any goal you set yourself. Ambitious and focused, you’re not afraid to make plans for your financial future. You know where you want to be, and you know you’ll get there at some point - watch this space!

Ever the optimist, you’re more than happy to take a calculated risk to get a potentially great financial reward. Your friends all say that you’ve “got your life sorted”, but you know you’re only just getting started. However, sometimes you’re so focused on your goals that you feel like you’re missing out on other experiences that life has to offer.