Disclaimer: The contents of this article are for general information purposes only and do not constitute financial advice. If you’re in any doubt about your finances, you should seek financial advice. The views and opinions expressed by Dr Oliver are those of the author and do not necessarily reflect the views or opinions of first direct.
You’re the type that takes life at their own pace
You’re confident and pragmatic when it comes to your finances. Spending money on your home to create a space that’s right for you is something you’re happy to do. You’re less willing to overspend on other things, like going on holiday to faraway places. If you’re going to go over your budget, you don’t mind missing out. You often prefer a quiet night in to a big night out, anyway.
When you’re making financial plans, you’re realistic and stick to what you know. But you sometimes feel as though this attitude could be holding you back...