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Mortgage application process

Here we explain the steps in our mortgage application process for first time buyers, remortgaging and existing customers wishing to borrow more.

Our mortgage application process explained

First time buyers

If you're new to the world of mortgages, this guide will tell you everything you need to know.

Read our first time buyers guide

Base rate basics

Everything you ever wanted to know about the Bank of England Base Rate - including what it means for your mortgage.

Read all about the base rate


Personal Loans Calculator

Get an idea what your repayments and interest rates could be with a first direct loan.

Loans Calculator

Mortgages - How much can I borrow tool?

Use our simple tool to see how much you may be able to borrow for your mortgage.

How much can I borrow tool

Find and compare our mortgages

Our find a mortgage tool lets you narrow your choices down and compare indicative monthly costs.

Find a mortgage for you

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.