Repayment Mortgages

Simple and straightforward

With a Repayment Mortgage, your monthly payments cover the interest you owe and a little of the money you borrowed. As time goes by, and your overall debt gets smaller, the amount you owe in interest reduces, so more of your payment comes off what you borrowed. 

Key features

  • borrow a minimum of £10,000 for 2 to 40 years

  • keep up your repayments and you’ll be mortgage free at the end of the term

  • save on interest and pay off your mortgage faster with unlimited overpayments (Early Repayment Charges may apply).

Things to bear in mind

Depending on your interest rate, Early Repayment Charges may apply if you choose to fully repay your mortgage.

We don’t lend for business purposes or Buy to Let.

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See how much you could borrow, as well as potential rates, and how changes to your mortgage could affect your repayments – and let’s find you the perfect mortgage.

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Think carefully before securing other debts against your home. Your home may be repossessed if you don't keep up repayments on your mortgage.