We're making changes to our Terms & Conditions

Important information

Here's where you'll find all the important information about what's changing in our Account Terms and Conditions and Charges (including our savings accounts), and our Cash ISA Terms and Conditions. Please save these or print them off to look back at later.

 

The changes are set out below and apply from 9 April 2025.

 

We'll keep this page live until 9 October 2025 when it will expire. You can see our current terms any time at firstdirect.com/legals/terms-and-conditions and from 9 April 2025 the new terms will be available for you to download. If you prefer paper, you can also ask for them to be posted to you. 

 

You'll also find the Financial Services Compensation Scheme Information Sheet and Exclusions List, which details the protection you get for money held with first direct.

Notice of Variation for our Current and Savings accounts (including our Cash ISA)

Effective 9 April 2025

Financial Services Compensation Scheme Information Sheet and Exclusions list