Mental health and support

If you're struggling to manage your money due to mental health issues, we're here to help.

Your wellbeing and money management

We understand that life has its ups and downs. When times are tough, money worries and your mental health can be closely linked.

 

Ask yourself the following questions:

  • do you ever feel like you're not in control of your money?
  • do you avoid opening bills, letters or emails from your bank?
  • do you feel anxious about reading bank statements or checking your balance?
  • is your sleep being impacted by money worries?

If you answered yes to any of these questions, you may have a relationship with money that is affecting your mental health.

Ways we can support you with your banking

If you’re worried your mental health is impacting how you manage your money, we have a range of services available to support you.

Help and support tailored to you

We understand that everyone has different needs when it comes to their banking. To make sure you're getting the right support, we can adapt the way you bank with us to match your circumstances. 

Budgeting and money management support

By making a few changes to your spending and saving habits, you could ease your financial anxieties and create a more positive relationship with your money.

Is debt or missed payments affecting your mental health?

Missing a payment, or even just the thought of missing a payment, can understandably cause panic. If you've missed a bill or payment, or think you might, it's important to let us know as soon as possible. Our Financial Support Team can offer you support and help you better manage your money so you can get back on track.

Life events

Life changing events such as a bereavement, a relationship breakdown or a redundancy can affect your mental health. We understand these situations can make managing your money more difficult, which is why we offer targeted support to help.

Bereavement

Losing a loved one is never easy. Our practical guidance and bereavement support services are available to help you through. 

Divorce and separation

A relationship breakdown can affect a few areas of your life, including your mental health and your financial situation. We're here to support you in any way that we can. 

Redundancy

Have you recently been made redundant, or told that you're at risk of redundancy? Here's what you can do to protect yourself.

Managing somebody else's money?

Some of our customers might need a little extra help with managing their money.

 

There are a number of situations, including physical or mental health problems, which might mean a loved one needs you, or a trusted professional, to get more involved in managing their finances. If this is the case, first direct can help.

 

Depending on your situation, we can provide you with limited access to  manage everyday bills and payments. Or, in some cases, we can grant full access to manage someone else's account on their behalf. 

 

Whatever we do, we will ensure that protections are in place to keep our customers and their money safe. 

Independent support

If you’re worried about your mental health, the best place to start is often a GP or healthcare professional. You can find a range of information on NHS Mental Health. 

Alternatively, here are some charities you may find helpful. 

Mental health charities

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Gambling support

If you're worried about the effects of gambling on you or somebody you know, we can help you to take back control. 

Domestic and financial abuse

Domestic and financial abuse can affect anyone, but support is available.

Managing the cost of living

Struggling to stay on top of your regular bills and outgoings? We're here to help.