Take control with our Balance Transfer Credit Card
For your eyes only: our Balance Transfer Credit Card now comes with £30 cashback when you transfer in £3,000 or more within 90 days of opening the account.
Representative 24.9% APR (variable). Offer ends 8 March 2026. Balance transfer fees apply.
Bring a little balance
How it works
- 0% interest on balance transfers for the first 20 months, when you transfer within 90 days of account opening
- 2.99% balance transfer fee (minimum £5)*
- manage existing debt with one monthly payment.
*after 20 months the rate for the transferred balance will change to the Standard Variable Rate at the time.
What to expect
- apply in minutes, with no lengthy forms
- no annual fee
- average credit limit offered is £7,800*
- make payments straightaway using Apple Pay and Google Pay.
*based on all accepted credit card applications over 2025.
Representative example
- representative
24.9% APR (variable) - purchase rate
24.9% p.a. (variable) - based on an assumed credit limit of
£1,200.
