Insights to keep track of your spending

Insights in your first direct App is home to some useful money management tools. It can help you keep track of your money by giving you a better understanding of where it goes each month - how much you're spending, on what, and who with. 

Select 'Insights' to get started and view your spending by general category or merchant. (On an iPhone, Insights is on the bottom bar. On an Android phone, it's in the menu.)

To see personal insights, make sure your Insights Preference is turned on. To do this in our App:

1. Go to the Menu 
2. Select ‘Insights Preference’ 
3. Toggle on ‘Allow insights'

We tell you about your spending and automatically categorise it - for example, groceries, bills, transport. You can change the category of a transaction if you'd like to.

Our spending feature bundles your transactions by category and by merchant. This gives you a better understanding of your spending habits.

You can also group your transactions by adding ‘tags’ - for example, wedding, car, London trip - to any posted transaction in your 1st Account(s).

By adding those tags to other transactions you can see all the transactions for each tag grouped together in 'Insights'.

In Insights you’ll be able to see:

• how many tags you've set up
• how many transactions in each tag
• the total amount of transactions for that tag

Select any tag to see a breakdown of transactions for each month.