savings

want to get the savings habit but don't want to be tempted to spend it on the latest gadget or must-have fashion item?
Commit to monthly savings of between £25 and £300 per month from your 1st Account for 12 months and earn our top rate of interest of 8.00% gross p.a. / AER fixed for 12 months.

• change your payment to suit your circumstances - you can pay in £5 increments between the minimum and maximum amounts
• 12 month fixed term and no withdrawals are permitted within this period. If you need to access your money, you can close the account, but you will only receive interest at our Savings Account rate. See the rates and tariff table for more information.
• sole accounts only. Only one account is allowed per person.
• after 12 months, your savings and credit interest are transferred automatically to either an Everyday e-Saver or Savings Account in your name. And then you can start saving again (if you wish).
• savings must be paid by standing order from a first direct 1st Account
• interest is calculated daily and is paid on the first anniversary of account opening.