find the answers to your mortgage questions and more
watch our simple guide to offsetting
if you're in the market for a mortgage right now have a look at the rates that first direct offer
offset Mortgages from first direct are designed to make your life easier, so you can get on with the important things
the flexibility of a variable rate and the potential to save thousands of pounds in interest payments over the term of your mortgage through offsetting
the rate stays at 0.49% above base rate for loans below £200,000 and 0.34% above base rate for loans above £200,000 for the life of the mortgage
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.