first direct

cash e-ISA

earn 5.75% AER (5.84% tax free) fixed until 6 March 2009,
then 4.50% AER (4.41% tax free) variable thereafter

A simple, tax free way to make the most of your savings

There are many ways to avoid paying tax on your savings, and fortunately, some of them are even legal. With a cash e-ISA, you can watch your cash grow tax free while enjoying instant access to your money. It's so simple, you can complete your account application online and manage your account by phone, electronically through Internet Banking or by post.

  • save up to £3,600 tax free this tax year (from 6 April 2008 to 5 April 2009)
  • start saving from just £1
  • make the most of your ISA allowance
  • immediate access to your money by internal transfer to another first direct account (transfers to accounts held elsewhere may take longer)*.

* once you have reached your ISA subscription limit for a tax year then for the remainder of that tax year it is not possible to reinvest any money you have previously withdrawn from an ISA.

The value of the tax treatment described will depend on individual circumstances. Tax rules could apply.

 

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