first direct

find out how much your credit card borrowing costs

find out more about what our customers think about our service and products

first direct gold card typical 16.9% APR variable

0% p.a. on Purchases for 12 months and 5.9% p.a. on Balance Transfers for 5 years. Both promotional rates are available when you make a Balance Transfer of at least £100 within the first 2 months of account opening. A Balance Transfer fee of 2.5% (min £2.50) will be charged for all transfers.

first direct Credit Card typical 17.9% APR variable

2.9% p.a. for Balance Transfers and Purchases for 6 months if you make a Balance Transfer of a minimum £500 within 2 months of account opening. A Balance Transfer fee of 2.5% (min £2.50) will be charged if your first Balance Transfer is less than £500 or for second and subsequent transfers to the same card company.

first direct is a division of HSBC Bank plc. © HSBC Bank plc 2008. All Rights Reserved. Member HSBC Group.
Because we want to make sure we're doing a good job, we may monitor or record our calls. We hope you don't mind.