savings

It's the savings account that rewards you for saving. Radical eh?

Here's a rather clever incentive to help you save. If you have savings of £3,000 or more, our Bonus Savings Account pays a competitive rate of interest, and you can make withdrawals whenever you like. But you'll get a bonus each month if you don't. Sound like a good deal?

For balances of £250,000 or more earn 0.20% AER (0.20% gross p.a) variable with a conditional bonus in months you don't make a withdrawal or 0.15% AER (0.15% gross p.a) variable in months you make a withdrawal.

Balances between £3,000 - £49,999 earn 0.10% AER (0.10% gross p.a) variable with a conditional bonus in months you don't make a withdrawal or 0.05% AER (0.05% gross p.a) variable in months you make a withdrawal.

The bonus is paid each month where no withdrawals are made.

See our rates and tariff for full details 

• monthly interest rate bonus if no withdrawals made
• for savings of over £3,000 (no interest is paid if the balance falls below £3,000)
• immediate access by internal transfer to another first direct account, transfers to accounts held elsewhere may take longer
• one account per customer.